About Ryan Cosner

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So far Ryan Cosner has created 9 blog entries.

529 to Roth Transfers


Looking Ahead: 529 to Roth Transfers Starting in 2024, eligible 529 Account funds can be rolled over tax free into a Roth IRA. The provision is included in a $1.7 trillion dollar government funding package. What’s the big deal? Leftover money originally intended for a child’s education can now go toward retirement [...]

529 to Roth Transfers2023-03-06T08:18:59-07:00

Colorado Secure Savings


Starting in 2023, under Colorado law, Colorado employers will be required to offer their employees a retirement savings plan. This can be a traditional pension, a 401(k) plan, a 403(b) plan, a SEP Plan, a SIMPLE IRA plan, a governmental deferred compensation plan — or an account from Colorado SecureSavings. What is Colorado [...]

Colorado Secure Savings2022-11-04T09:05:27-06:00

Inherited IRA


Inheriting IRA's can be a blessing, and a headache. It's comparable to walking into an Ice Cream shop and having your excitement quickly replaced with uncertainty of which flavors to get. There are a variety of ways to go about inheriting IRA's, all are listed below. We searched the web for the best [...]

Inherited IRA2022-10-27T09:41:12-06:00

Term Life Insurance


Term Life Insurance in a Financial Plan What is Term Life Insurance? Term Life Insurance, also known as Pure Life Insurance, is a type of life insurance policy that covers the policyholder for a “Term” (a specific amount of time). Term life insurance guarantees payment of a stated death benefit, to the [...]

Term Life Insurance2022-10-11T16:13:36-06:00



Trusts Many people view trust funds as tools to protect the wealth of the very rich or to provide their heirs. However, trust funds vary in complexity and purpose—preserving assets designated for charities, retirement funds, public works, and more. Trust funds may be used by individuals, even some of modest means, who [...]


Saving for Future Education: A Dive into 529 Plans.


Saving for Future Education A dive into 529 Plans. Everyone well is aware of the extraordinary rise in college tuition cost.  “Between 1980 and 2020, the average price of tuition, fees, and room and board for an undergraduate degree increased 169%” according to a recent report from the Georgetown University Center. The [...]

Saving for Future Education: A Dive into 529 Plans.2022-09-26T10:27:12-06:00

Estate Planning


Estate Planning One important aspect of a comprehensive financial plan is Estate Planning. While nobody enjoys thinking of our mortality, it is important to have a plan in place to ensure your hard-earned assets end up in the right hands. Estate Plan Checklist: Take Inventory and Value All Assets. Houses, cars, collectibles, [...]

Estate Planning2022-09-15T15:22:04-06:00

Medicare Supplement Insurance


Medicare Supplement Insurance For retired individuals living on a planned income amount, out of pocket medical costs can be a real risk to financial security. Especially when combined with the persistent inflation we are dealing with in America. That’s where a Medicare Supplement Insurance plan can come into play. A Medicare supplement [...]

Medicare Supplement Insurance2022-09-08T14:50:33-06:00

About the Student Loan Forgiveness Plan


About the Student Loan Forgiveness Plan On August 24th, President Biden announced a Student Debt Relief Plan. Below are some brief details about the plan, along with additional resources. Student Loan Forgiveness Eligibility Criteria Up to $10,000 in forgiveness if: You're a current federal student loan holder, (private student loans are excluded) AND... [...]

About the Student Loan Forgiveness Plan2022-08-30T14:02:22-06:00

Contact Info

Colorado Branch
204 Maple St. #104
Fort Collins, CO 80521
(970) 482-3922

Texas Branch
1030 Andrews Hwy Ste 112
Midland, TX 79701
(432) 682-0326

General Contact
Toll-Free: (800) 879-1548
Fax: (866) 260-1029