Crafting Your Financial Future Together
After over 30 years in business, one thing we’ve learned is that every financial situation is unique. Like many firms, we offer a full array of services designed to help you secure the future you desire. What sets us apart is our experience, our personal financial planning knowledge and our dedication to client satisfaction.
We take the time to understand your goals and map a realistic course to achieve them, giving you options and alternatives along the way.
Our Customized Financial Services
401(k) Rollovers.
We can help you move your 401(k) from a previous employer into an IRA. With an IRA, you have the freedom to select from a wider range of investments than most employer-sponsored plans typically offer. A rollover consolidates accounts and maintains potential for tax-deferred growth. And when all of your retirement savings are in one place, it’s easier to manage your accounts and monitor your progress.
Retirement Planning.
From Individual Retirement Accounts (IRAs) to 401(k) plans, our experts will guide you through the various retirement vehicles available, helping you make informed decisions to prepare for retirement. While legislation around retirement planning is always changing, our team of experienced advisors stay up-to-date with the latest laws and regulations.
Everyone’s starting and ending points are different, which is why we tailor retirement plans to your unique needs.
College Savings.
Not adjusting for inflation, the average cost of tuition and fees at four-year public institutions has increased 30 percent in the last 10 years.
Our experienced advisors can guide you through the various savings options and highlight the tax benefits associated with different investment vehicles. Whether it’s 529 college savings plans, Joint accounts, or Coverdell Education Savings Accounts (ESAs), we’ll tailor a strategy to plan for your future education expenses.
Life Insurance.
A comprehensive understanding of our clients’ enables us to provide holistic guidance that addresses insurance needs in conjunction with their broader financial goals. By taking into account factors such as investment portfolios, retirement planning, and tax strategies, we can help you determine how much insurance you need and help you find the best insurance rates.
Wealth Management.
We work closely with our clients to evaluate and understand their unique risk profile. Then, we use our deep understanding of the markets to handpick investments that will help them meet their personal financial goals.
This gives our clients confidence and more time to focus on what matters most to them, such as family, friends, hobbies, health and their career.
Inheritance.
Inheritance can come in different forms, resulting in a significant addition to one’s wealth. However, additional wealth comes with additional tax, insurance and estate planning implications.
At Cosner Financial Group, we will help you strategically navigate these emotional times to make informed financial decisions based on your unique goals, while continuing the hard-earned legacy of your decedent.
Estate Planning.
Planning for the unexpected through Estate Planning is crucial to ensuring your life’s work and legacy is efficiently passed on to those that matter most to you. Without an estate plan, you run the risk of having a court decide the fate of your assets through a probate.
Intentional Estate Planning can help minimize your beneficiaries financial stress and maximize their inheritance. At CFG, we will use our knowledge and expertise to help you design the best plan for the legacy you wish to leave behind.
Additional Services.
We also work with charitable trusts, nonprofit organizations and endowments to help trustees minimize liabilities and ensure their ability to produce reliable distributions.
Unsure of how Cosner Financial Group can help you reach your financial goals? We offer free consultations, so give us a call today to schedule a meeting.
Looking for our Business Financial Service offerings? Click here.